Chase Freedom quarterly categories: 2025 calendar

Chase Freedom Flex® and Chase Freedom* cardholders, rejoice: Fan favorite Amazon is back as a quarterly category for Q2 along with streaming services (for the first time in three years).

From April 1 through June 30, cardholders can earn bonus rewards on spending at Amazon and on select streaming services.

And given we saw an additional “birthday” surprise category of tax preparation and insurance purchases added for March only, we may see another category added for June.

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Activate your Q2 categories now.

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You can earn 5% cash back (or 5 points per dollar) on up to $1,500 of combined spending in these categories (1% back or 1 point per dollar thereafter). Activation is required.

*This card is no longer available to new applicants. The information for the Chase Freedom card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Q2 2025 categories

From April 1 through June 30, Chase Freedom and Chase Freedom Flex cardmembers will earn 5% cash back (or 5 points per dollar) on spending in the following categories (on up to $1,500 of combined spending per quarter, then 1% cash back or 1 point per dollar):

• Amazon purchases
• Select streaming services

We reliably see Amazon as a Q2 category; however, this is the first time we’ve seen streaming services in three years.

It’s the 15th anniversary of the launch of the Freedom card, so Chase added an additional “birthday surprise” category for the last month of Q1 (March). Based on this, we may see another category added in the last month of Q2 (June).

As noted above, you must activate your card to unlock the bonus-earning potential in these categories. It’s simple to complete this process through your Chase account; just provide your last name, the last four digits of your card and your ZIP code. Registration is now open.

Analyzing the Q2 bonus categories

These categories cover expenses that many people make regularly. If you’ve been holding off on a large Amazon purchase or signing up for a new streaming service, this is a great incentive to act.

Here are the bonus details:

• Amazon: Earning substantial bonus rewards on Amazon purchases can be tough without one of the best credit cards for Amazon orders, so this is a valuable category. Cardholders will earn bonus rewards on a swath of Amazon purchases, including general products, digital downloads, gift cards and Amazon Prime subscriptions. Many cardholders may be able to maximize their quarterly earnings from this category alone.
• Select streaming services: While streaming services generally don’t cost much individually, most people have at least a few subscriptions in their household. If you want to earn rewards for watching the season finale of “The White Lotus” or the NBA playoffs this spring, switch your streaming payments to this card. (Just remember to switch them back to your regular payment method in July.)

Remember that Chase limits the 5% cash back (or 5 points per dollar) you can earn to the first $1,500 spent in combined bonus categories each quarter you activate the bonus. After you reach the maximum, you’ll earn 1% back (or 1 point per dollar spent) on these purchases.

Chase Freedom rotating categories history

Year	Quarter	Bonus categories
2025	Q2	Amazon and select streaming services
	Q1	Select grocery stores, fitness club and gym memberships, self-care and spa services, and Norweigan Cruise Line purchases
	Q1 (March only)	Tax preparation and insurance
2024	Q4	McDonald’s (elevated 7% cash back for Freedom Flex cardholders), PayPal, pet shops and veterinarian services, and select charities
	Q3	Gas and electric vehicle charging stations, movie theaters and select live entertainment
	Q2	Hotels booked through Chase Travel℠, dining and Amazon (different earning rates depending on the card, i.e., 9%, 7% and 5%, respectively, for the Freedom Flex; 5% for all three categories for the Freedom)
	Q1	Select grocery stores, fitness club and gym memberships, and self-care and spa services
2023	Q4	PayPal, select charities and wholesale clubs
	Q3	Gas stations, EV charging and select live entertainment
	Q2	Amazon and Lowe’s
	Q1	Grocery stores, gym memberships and fitness clubs, and Target
2022	Q4	PayPal and Walmart
	Q3	Gas stations, rental cars, movie theaters and select live entertainment
	Q2	Amazon and select streaming services
	Q1	Grocery stores and eBay
2021	Q4	PayPal and Walmart
	Q3	Grocery stores and select streaming services
	Q2	Gas stations and home improvement stores
	Q1	Wholesale clubs, select streaming services and internet, cable and phone services
2020	Q4	PayPal and Walmart
	Q3	Amazon and Whole Foods Market
	Q2	Grocery stores, gym memberships and fitness clubs, and select streaming services
	Q1	Gas stations, internet, cable and phone services, and select streaming services
2019	Q4	Chase Pay, PayPal and department stores
	Q3	Gas stations and select streaming services
	Q2	Grocery stores and home improvement
	Q1	Gas stations, drugstores and tolls
2018	Q4	Wholesale clubs, department stores and Chase Pay
	Q3	Lyft, Walgreens and gas stations
	Q2	Groceries, PayPal and Chase Pay
	Q1	Mobile wallets, gas stations and internet, cable and phone service merchants
2017	Q4	Walmart and department stores
	Q3	Restaurants and movie theaters
	Q2	Grocery stores and drugstores
	Q1	Gas stations and local commuter transportation
2016	Q4	Wholesale clubs, drugstores and department stores
	Q3	Restaurants and wholesale clubs
	Q2	Grocery stores and wholesale clubs
	Q1	Gas stations and local commuter transportation
2015	Q4	Amazon, Zappos, Audible and Diapers.com
	Q3	Gas stations and Kohl’s
	Q2	Restaurants, Bed Bath & Beyond, H&M and Overstock
	Q1	Grocery stores, movie theaters and Starbucks
2014	Q4	Amazon, Zappos and department stores
	Q3	Gas stations and Kohl’s
	Q2	Restaurants and Lowe’s
	Q1	Gas stations, movie theaters and Starbucks
2013	Q4	Department stores and Amazon
2012	Q3	Gas stations, theme parks and Kohl’s
	Q2	Restaurants and movie theaters
	Q1	Gas stations, drugstores and Starbucks

Chase Freedom bonus categories FAQs

How do rotating categories work?

Each quarter, Chase announces a group of bonus categories that will earn 5% cash back (or 5 points per dollar) throughout the upcoming three-month period (on up to $1,500 in combined spending each quarter).

Generally, these categories are announced halfway through the month before the new quarter starts to give cardmembers time to activate new categories beforehand. However, you can activate your categories until midway through the last month of the quarter.

The categories tend to repeat periodically. For instance, grocery stores, restaurants and gas stations are all common categories you’ll notice frequently pop up on the bonus calendar. So, depending on the categories and whether you can maximize them, these two cards can offer quite a nice chunk of cash back or bonus points over the year.

How much cash back can I earn each quarter?

Chase limits the 5% cash back (or 5 points per dollar) to the first $1,500 spent in combined bonus categories each quarter you activate the bonus.

While that may not sound like a lot, that cash back adds up over time. Maximizing the cash-back categories each quarter, you’ll earn $75 in cash back quarterly and up to $300 per year. For a no-annual-fee credit card, that’s a lot of value.

Alternatively, suppose you have a card that earns transferable Chase Ultimate Rewards points, like the Chase Sapphire Preferred® Card. In that case, you can combine the rewards from your Chase Freedom or Freedom Flex card with those you earn from your more premium Ultimate Rewards-earning card. By doing this, your rewards become fully transferable.

If you follow that method, your $300 in bonus cash back would be worth 30,000 Ultimate Rewards points. TPG’s March 2025 valuations peg Chase points at 2.05 cents apiece — making the 30,000 points you can earn in a year worth $615.

How do I activate my 5% categories each quarter?

You can head to Chase’s site to activate your 5% cash back (or 5 points per dollar) categories for this quarter. You can also register through the Chase mobile app.

Here’s how to register:

1. Head to the Chase bonus activation page, or log into your Chase account.

2. Enter your last name, the last four digits of your card number and your billing ZIP code. If you don’t have your card on hand, log in to your Chase account to retrieve these digits.

3. Click “Activate your 5%” to register.

4. If you have multiple Chase Freedom cards, make sure to register each one.

5. Save a screenshot of your activation in case of any issues later — though you should also receive a “You’re Activated!” confirmation email.

Can I have both the Chase Freedom and the Chase Freedom Flex to double my earning potential?

Yes, you can have both cards. So, if you already have the Chase Freedom and want to add the Chase Freedom Flex to your wallet, you’re free to do so.

Remember that the original Freedom card is no longer open to new applicants. If you’d rather only have one, though, the Freedom Flex is available as a product change.

Of course, you’ll also want to ensure you’re eligible for a new Chase card.

How do I maximize my Freedom and Freedom Flex cards?

The most important thing is to activate your card to earn 5% cash back (or 5 points per dollar) each quarter in the specific categories and then use your card for purchases in those categories.

You can set up a recurring reminder in your calendar or sign up for the TPG newsletter. (We send out a reminder when it’s time to activate every quarter, plus tips and tricks for how to maximize your card strategy and score some excellent award redemptions.)

Better yet, when paired with a Chase credit card that earns fully transferable Ultimate Rewards points, such as the Chase Sapphire Reserve® or the Chase Sapphire Preferred, the Chase Freedom Flex’s 5% cash back effectively becomes 5 Ultimate Rewards points per dollar. You can learn all about this in our guide detailing the “Chase Trifecta.”

Bottom line

If you’re a Chase Freedom or Freedom Flex cardholder, you can earn 5% cash back (or 5 points per dollar spent) on Amazon and select streaming services beginning April 1.

Remember that Chase limits your quarterly bonus category earnings to the first $1,500 of combined spending each quarter.

In addition to the rotating bonus categories, the Freedom Flex accrues 5% cash back on all other travel booked through Chase Travel, 3% cash back on drugstore purchases, 3% cash back on dining (including eligible delivery services) and 1% unlimited cash back on all other purchases.

To learn more, read our full review of the Chase Freedom Flex.

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Apply here: Chase Freedom Flex

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